What's New in 2027

2027 U.S. Open Enrollment is Coming Soon!
At Werfen, benefits are a key component of your total rewards.

We are proud to offer competitive plans designed to support your well-being in every area of life.

Check Your Inbox! Invites to Werfen’s LIVE 2027 U.S. Open Enrollment Webinars have been emailed.

We encourage you to attend Werfen's 2027 Open Enrollment webinars:

You can also attend an in-person 2027 Benefits Fair at one of these locations.
  • Transfusion & Transplant, Norcross, GA
    October 21: 11:00 a.m. – 1:00 p.m. ET (Technology Center)
  • Whole Blood Hemostasis, San Diego, CA
    October 27: 11:30 a.m. – 2:30 p.m. PT (Technology Center)
  • Autoimmunity, San Diego, CA
    October 28: 11:00 a.m. – 1:00 p.m. PT (Technology Center)
  • Hemostasis and Acute Care Diagnostics, Bedford, MA
    November 4: 1:00 p.m. – 3:00 p.m. ET (Technology Center)
  • Hemostasis and Blood Gas Reagents, Orangeburg, NY
    November 5: 1:00 p.m. – 3:00 p.m. ET (Technology Center)

Do You Need Benefits in 2027?
Open Enrollment is your annual opportunity to enroll, drop, or change your benefits coverage.

Actions To Complete Between November 4 – 18, 2026
  1. Review your current benefit elections by logging in ADP.
  2. Select the benefits you need for the next plan year in ADP by November 18, 2026.

Not Sure Where to Start?

Discover the best options for you by reviewing Werfen's 2027 U.S. Benefits Education Booklet.
  • Learn how coverage works, what key terms mean, and how to get the most out of your plans.
Click here if you need help recovering your ADP account password.

Your 2027 U.S. Benefits
New For 2027! Werfen's U.S. Time Off Policy

Effective January 1, 2027, the U.S. employee time-off program will provide a consistent framework for vacation, sick time, and holidays across Werfen’s U.S. business units

Prepare for 2027 Open Enrollment

If you waive coverage or do not take action, most of your current elections will carry over to 2027.

Keep in mind that certain benefits can only be elected or changed during annual Open Enrollment.
  • Medical, dental, and/or vision plans
  • Flexible Spending Accounts (FSAs)
  • Short-Term Disability Buy-Up
  • Long-Term Disability
  • Supplemental Life Insurance
  • Accident, Critical Illness and/or Hospital Indemnity Insurance
  • Prepaid Legal and/or Identity Protection Plan

Please refer to the 2027 U.S. Benefits Guide for specific details.

Your 2027 benefits will take effect on January 1, 2027.

There will be no changes in coverage in 2027.

In 2027, Werfen will offer four (4) medical plan options:
  • Blue Cross Blue Shield (MA)
    • HDHP – High Plan with HSA option ($3,000/$5,000)
    • HDHP – Low Plan with HSA option ($2,000/$4,000)
    • Core PPO Plan with FSA ($750/$1,500)
    • Enhanced PPO Plan with FSA (current enrollees only)*

  • Anthem Blue Cross
    • HMO Plan – California Residents ONLY ($250/$500)

Each of the five (5) medical plan options will offer four (4) coverage tiers.
  • Employee Only
  • Employee + Spouse
  • Employee + Child(ren)
  • Employee + Family

All Werfen medical plans include access to 24/7 virtual medical as well as personalized healthcare guidance from Health Advocate.

* The Enhanced PPO medical plan will be discontinued in 2028. Those currently enrolled in the Enhanced PPO medical plan have the option of continuing their existing coverage through 2027 or electing a new medical plan. No new members can enroll in the Enhanced PPO plan for 2027 coverage.

$1,000 Medical Waiver Benefit

Werfen offers a medical waiver benefit if you are covered under another employer sponsored group health plan and do not enroll in medical.
  • The $1,000 will be paid over the course of 2027 in equal installments.
There will be no changes in coverage in 2027.

In 2027, Werfen will offer vision coverage through EyeMed with four (4) coverage tiers:
  • Employee Only
  • Employee + Spouse
  • Employee + Child(ren)
  • Employee + Family

NOTE: Vision coverage requires a separate election in ADP.

There will be no changes in coverage in 2027.

In 2027, Werfen will offer two dental plan options - a High or Low plan - through Delta Dental with four (4) coverage tiers:
  • Employee Only
  • Employee + Spouse
  • Employee + Child(ren)
  • Employee + Family

NOTE: Dental coverage requires a separate election in ADP.

For 2027, the IRS has increased the maximum pre-tax HSA contribution limits to:
  • $4,400 for Employee Only coverage
  • $8,750 for Employee + Family coverage
  • If you're age 55+, you may contribute an additional catch-up amount of $1,000.

Werfen will also make a Company-paid HSA contribution per paycheck as follows:
  • Employee Only: $500 per year
  • Employee + Family: $1,000 per year

NOTE: You must be enrolled in either HDHP medical plan to qualify.

For 2027, the IRS has increased the maximum pre-tax FSA contribution limits to:
  • Health Care FSA: $3,500 per year
  • Limited Purpose FSA: $3,500 per year
  • Dependent Care FSA: $7,500 per year ($3,750 if married filing separately)

NOTE: Medical plan enrollment is not required.

There will be no changes in coverage in 2027.

In 2027, Werfen provides you with 100% Company-paid Basic Short-Term Disability (STD) coverage through Prudential.
  • You also have the option to purchase a Buy-Up STD policy at affordable rates.

For extra financial protection, Werfen also offers employee-paid Long-Term Disability (LTD) coverage through Prudential. This benefit replaces a portion of your income if you become ill or injured for a longer period of time.

There will be no changes in coverage in 2027.

In 2027, Werfen provides you with 100% Company-paid Basic Life and AD&D coverage through Prudential valued at maximum 2x your annual salary.

You also have the option to purchase Supplemental Life Insurance policies.
  • Employee: Coverage for 1 to 5 times your covered annual earnings to $1,000,000*
  • Legal Spouse: Coverage in $5,000 increments up to a maximum benefit of $250,000 (not to exceed employee life insurance amount)*
  • Dependent Child: Maximum $10,000 benefit per child
* Evidence of Insurability (EOI) may be required.
There will be no changes in coverage in 2027.

In 2027, Werfen will offer the following voluntary insurance benefits through Prudential.
  • Accident Insurance (includes an annual $50 Wellness Benefit per person)
  • Critical Illness Insurance
  • Hospital Indemnity Insurance

Additional Employee-Paid Benefits

Prepaid Legal Assistance benefits through Allstate give you year-round unlimited access to experienced attorneys for help handling everyday legal, family, and real estate matters.

Safeguard your personal information with Identity Protection benefits through AllState.

Explore two different Pet Insurance coverage options through MetLife and FIGO to keep your furry friends protected from the unexpected.

Take advantage of discounted personal auto and home insurance policies through Farmers including homeowners, renters, condos, mobile homes, auto, motorcycle, and boat policies.

In 2027, all U.S. employees and their household members will continue to have 24/7/365 access to our Magellan EAP support services at no cost – no enrollment required!

The EAP can assist with issues such as:
  • Stress management
  • Family problems
  • Child care/parenting
  • Legal/financial concerns
  • Grief/loss
  • Work-related issues
  • Substance abuse


If not already participating, consider enrolling in Werfen's 401(k) Retirement Savings Plan through T. Rowe Price.

Maximize your savings with Werfen's dollar-for-dollar match, up to 8% of your per paycheck pre-tax contributions.

Watch your savings grow! Contributing an additional 1% to you Werfen 401(k) could potentially enhance your lifestyle in retirement. Remember, you can change your pre-tax contribution rate at any time in your T.Rowe Price account.

VISIT ADP


Keep in Mind
NOTE: Benefit election changes cannot be made outside of the annual Open Enrollment period, unless you experience a mid-year qualifying life event.

Discover your benefits.

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