Your Canada Benefits

Who Is Eligible?

• All full-time and part-time employees who are residents of Canada and work a minimum of 20 hours per week are eligible for benefits.
• In addition to enrolling yourself, you may also enrol your eligible dependent(s) in medical, vision, dental, and/or voluntary insurance benefits.
  • He/she must be your spouse or your child and a resident of Canada.
  • Your child and/or your spouse’s child (excluding foster children) must be under age 21.
  • Note, a child who is a full-time student attending an educational institution recognized under the Income Tax Act (Canada) is also considered an eligible dependent until the age of 25 if the child is entirely dependent on you for financial support.

Key Plan Year Dates

• For new hires, most benefits will become effective on your date of hire.
• Benefit elections cannot be changed unless a mid-year qualifying life event impacts your eligibility. Supporting documentation required.

Your Canada Benefits

• Log into your Sun Life account to review your current elections. New members click here!
  • Extended Health Plan - Medical, Prescription, Vision
    • Lumino's Search Tool lets you compare in-network providers by location and ratings.
  • Dental Plan
  • Long-Term Disability
  • Voluntary Life Insurance (employee, spouse, and/or child)
• Canada employees are automatically enrolled in these 100% Company-paid benefits.
  • Sun Life
  • Basic Life Insurance (employee only)
  • Short-Term Disability
  • CHUBB
  • Basic AD&D Insurance (employee only)
  • Critical Illness Insurance
• It’s never too late to save for retirement!
  • Eligible Canada employees can enrol at any time in the Werfen RSPP Plan.
  • Set your payroll-deducted basic contribution amount (up to 6% of your earnings).
  • Werfen will make a dollar-for-dollar match (up to 6% of your earnings) to your RSPP.
  • To maximize your savings, consider contributing more than the basic required amount.
    • Your 2026 RRSP contribution limit will be equal to the lesser of 18% of prior year earnings or the current tax year's maximum RRSP limit ($33,810).
  • To split retirement income, consider contributing to your spouse's RRSP (this amount counts towards your personal limit).
• Review your beneficiary designations.
  • Ensure the right people inherit your financial assets (life insurance and RSPP savings).